How do I calculate home insurance costs?

To calculate homeowners insurance coverage costs, you'll need an estimate of the home's replacement cost. You'll also need to know the value of the home's contents, or your personal property kept inside and around the home. Knowing these values will help you understand how much coverage is needed in every area of a home insurance policy.

What is a homeowners insurance calculator?

MoneyGeek's homeowners insurance calculator can help you quickly estimate the cost of your insurance coverage with no personal info — whether you’re considering insurance for a property you already own or a future purchase.

How do I calculate my home insurance limit?

A simple formula for estimating your dwelling coverage limit is to take the square footage of your home and multiply it by the per-square-foot building costs in your area to reflect the current cost of construction. While this will give you a rough estimate, it’s best to speak to a licensed insurance agent about your specific situation.